September 26, 2016

A fundamental of financial planning is the streamlining the information relating to our clients’ personal finances.  

For most people, planning ahead for retirement and making decisions relating to pensions form an essential part of this process.  It can also be the trickiest part of the financial plan to navigate.  

This is be...

September 9, 2016

Despite its critics, the Lifetime ISA will become part of the UK savings landscape in April.  Each tax year, UK residents aged 18-40 will be able to pay up to £4,000 into a Lifetime ISA with their contributions qualifying for a 25% government bonus until age 50.  Withdrawals are permitted to help buy a first home worth £450,000 or less.  Wi...

September 2, 2016

It is concerning that a recent survey indicates that financial advisers feel pressure to offer services outside the realm of financial advice in order to strengthen their appeal to clients. 

Over half of the 300 financial advisers surveyed by BrightHR say that they feel they ought to be offering non-financial services.  Property, employment...

September 1, 2016

The biggest potential downside to the pension freedoms last April was the possibility that people would withdraw too much too soon from their pension funds, depleting them before time. 

Therefore, I imagine that few of us are very surprised by recent figures from the Association of British Insurers (ABI) which reveal that some savers are dra...

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