The key remit of George Osborne’s job as Chancellor of the Exchequer is to eliminate the deficit on public finances by 2020. Achievement of this target would clearly not harm our ambitious Chancellor’s aspirations to become the next Prime Minister. Decisions made in relation to public finances affect the entire population, from public sector workers, to business owners, to the unemployed. And, of course, so much in the financial advice sector depends on how the government ha

2016 will be quite a year for financial product providers. With the sunset clause coming into full effect in April 2016 providers will, more than ever, need to ensure that prices are competitive and products are innovative to ensure that advisers are in the best position to recommend the right products to the right individuals. In addition to this, last week the FCA announced that it will be investigating pension and retirement income providers, in order to gain insight intot