
There are two certainties in life – death and taxes
Inheritance Tax Planning It seems like every week we are being told new statistics in relation to life expectancy. The latest I saw...

Trusts are not just for the rich and famous.
For many they believe that the use of trusts is something that is reserved for the rich and famous. In reality they should be used by...

How your pension can become a source of cash for your business.
In this month’s blog I wanted to show how pensions can be a useful source of funds for a business owner. As Pension Freedoms have...

Why Pension Freedoms mean more needs for advice
When the changes to pensions came into force in April 2015 the headline writers talked about people now being able to access their...

Why you should still invest Offshore.
If you hold an offshore investment bond it is very likely that you would have received a letter in recent months about the need to...

Has the death of Investment Bonds been over hyped?
In recent years there has been a lot of talk in the financial services industry about whether investment bonds still remain relevant for...

What is this new kid on the block for pension planning?!!!
Following on from my last blog where I talked about alternatives to pensions. In this blog I will talk about a more recent pension...
What do I do if I cannot put any more money into my pension?
In theory there is no limit in the amount that can be paid into a pension however there is a limit to how much you can put into a pension...

Have you now escaped the Inheritance Tax trap?
Inheritance Tax (IHT) has been in existence in some shape or form since 1694. It was thought that in recent years that more and more...

How Owner Directors can cleverly save tax using pensions.
Following on from my last blog where I talked about pension contributions using Carry Forward for an employed person this time I would...